Editorial policy
How Borrower's Guide researches, writes, sources, checks and corrects its guides.
Borrower's Guide publishes general reference guides. This page explains how they are made, so you can judge how far to rely on them.
How guides are written
Every guide starts from a written brief: the question a reader is trying to answer, the scope of the page, and the facts it is allowed to state. Guides are drafted with the help of AI writing tools working from that brief. We do not present them as the work of a named expert, and no author credentials are claimed on this site.
Sources
Where a guide relies on a law, a regulation, a standard or a published figure, the fact comes from a primary source - a government body, regulator, standards organisation or the original publisher - and that source is listed under "Sources" at the end of the page. We only list sources whose pages we have opened and checked. Where a subject has no public primary source, the guide says what is general practice rather than presenting it as a rule.
Checks before publication
Before a guide is published it passes automated checks: figures and rules compared against the site's fact sheet where the subject has one, claims the site does not make (medical, legal or financial promises, prices it cannot keep current), broken internal links, language and formatting. A separate review pass then reads the page specifically looking for statements it cannot support. A page that fails is corrected or held back, not published as is.
Translations
Pages in languages other than English are machine-assisted translations of the English page and pass the same automated checks. The English page is the reference version; if a translation and the English page disagree, the English page is the one we stand behind.
Corrections and updates
Published guides are checked again when the rules or figures they describe change, and factual errors are corrected when they are found. The "Updated" date on a guide changes only when its content changes - never just to make a page look fresh.
What these guides are not
Nothing here is professional advice for your own situation. Where the answer depends on your circumstances - your health, your tax position, your property, your contract - the guide says so, and the right next step is a qualified professional.